A clipboard with various financial charts and graphs, including bar graphs and pie charts, in red, yellow, black, and green.

Investment Management

Financial planning services to help you reach freedom

Calendar with marked dates and a clock, indicating scheduling or appointment.

Retirement Planning

A clock showing 2:05 surrounded by a circular diagram with colored segments indicating different times of day and night.

Estate Planning

Colorful pie chart with four segments in red, yellow, orange, and pink, with two small circles in yellow and pink outside the chart.

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Insurance Analysis

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Navigating Life Changes

Tax Planning & Tax Filing

Investment Management

Our approach combines proactive rebalancing and ongoing portfolio management to ensure your investments stay aligned with your goals. We focus on low-cost investing through ETFs to maximize your returns while minimizing expenses. With tax-loss harvesting and direct indexing, we strategically manage your portfolio to enhance tax efficiency and provide a tailored investment experience, helping you build lasting wealth.

Line graph displaying data over 6 months with rapid growth in the last month, reaching over 3 million.

Pie chart displaying financial data with categories and amounts: Equity $216,867.43, Fixed income $0.77, Cash within funds $1,150.21, Cash held directly $2,272.40, Other $151.38, and a link for advanced analytics.

List of stock ticker symbols with company names and stock classifications, including NVDA, AAPL, MSFT, AMZN, META, GOOG, and GOGL.

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List of stock symbols and company names, including Eli Lilly, Visa, Exxon Mobil, UnitedHealth, Mastercard, Home Depot, and Costco.

Retirement Planning

Our financial planning services include tracking your net worth, assessing plan success, and providing a clear view of your financial health through a detailed balance sheet. We compare your current plan with proposed strategies, review annual cash flow, and set a clear retirement goal.

Throughout retirement, we assist with income strategies, review ideal Roth conversions, and provide management for retirement accounts. We also explore social security optimization strategies and navigate Medicare to ensure your retirement is as smooth and secure as possible.

A circular infographic displaying a net worth of $924.22k, with a surrounding blue dotted circle.

Line graph titled 'Scenario Analysis' showing the increase of proposed assets over current assets from age 51 to 91, with proposed assets surpassing current assets, and a note indicating the proposed plan has over $11 million more ending assets than the current plan.

Retirement analysis graph showing predicted 96% probability and current 76% probability of retirement readiness with bar and gauge visuals.

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Bar chart comparing annual cash flow with blue bars for optimal and gray bars for current financial data.

Estate Planning

Your membership includes a comprehensive estate plan with no additional cost for maintaining or updating your documents as life evolves. Create documents tailored to your life stage, such as a Trust, Will, Advance Health Care Directive, Financial Power of Attorney, and Guardianship Paperwork. Easily view your estate value and bring your plan to life with the Visualizer tool, making complex information clear and accessible.

Line graph illustrating net worth projection with increasing trend up to the year 2074, showing estate details with a taxable estate value of $5,821,164, client net worth of $5,821,164, estimated federal tax of $0, and estate value.

Three workflow cards titled 'Joint Revocable Trust,' 'Advance Health Care Directive,' and 'Financial Power of Attorney,' each with description and navigation buttons, arranged horizontally.

Screenshot of an estate analysis software interface showing icons for Visualizer, Ownership Balance Sheet, Assets, and Tax Projections.

Screenshot of a personal assets dashboard showing real estate, vehicles, and jewelry with their respective values.

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Tax Planning & Tax Filing

Taxes play a critical role in shaping your financial future, which is why tax planning and tax filing essential components included in your membership. Since taxes are intertwined with nearly every financial planning conversation, we ensure they are seamlessly integrated into your strategy.

Whether it's contributing to your accounts during the accumulation phase, planning optimal distributions during retirement, or timing Roth conversions strategically, having the right tax strategies in place is vital. Our approach focuses on finding the most effective solutions tailored to your unique circumstances, ensuring you stay on track toward your goals.

Pie chart showing portfolio allocation with 91% equities and 9% fixed income, three donut charts labeled taxable, tax-deferred, and tax-free with 0%, 92%, and 92% respectively, and a summary of proposed strategy results indicating $0 more in taxes or tax adjustments, and $10,589 less in withdrawals from tax-deferred accounts.

Line graph titled 'Reference strategy' with three lines: Taxable (blue), Tax deferred (orange), and Tax free (green). The green line shows decreasing value from about $300k to below $100k as the x-axis increases from 30 to 40.

Line graph comparing different income tax brackets and strategies, showing estimated taxable income at various ages, with a note indicating the proposed strategy results in zero additional tax-adjusted ending assets compared to a reference strategy.

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Button labeled 'Solve for Top Strategies' on a white background.

Insurance Analysis

Insurance is a cornerstone of financial security, providing essential protection for you and your family. That’s why comprehensive insurance analysis is included in your membership. Proper insurance planning safeguards what matters most—your loved ones, assets, and future. Whether it’s providing financial support through life insurance, protecting your home and vehicle, or ensuring liability coverage with an umbrella policy, having the right protections in place is critical. Together, we’ll evaluate your current policies, identify gaps, and build a robust strategy to help you achieve peace of mind.

Table displaying auto insurance coverage details, including annual premium of $600, deductible of $1,000, and coverage limits of $300,000.

Chart showing homeowners insurance coverage details including current and proposed coverage amounts and percentages.

A pie chart showing 108% coverage with a blue circle, and a table with umbrella insurance coverage details including net worth, current coverage, proposed addition, and total coverage amount.

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Navigating Life Changes

Your financial journey goes far beyond numbers, and we’re here to guide you every step of the way. From maximizing compensation packages and navigating employee benefits to planning for a new home or supporting aging parents, we help you tackle life’s complexities with confidence. We also provide a safe space for couples to share financial fears and dreams, address money habits, and plan for their family’s future—whether it’s funding education through 529 plans or exploring college and career options with your kids. Whatever stage of life you’re in, we’re here to align your finances with your values and goals.