A relationship that lasts
If continuity matters, ask who owns your plan and who joins your meetings. A dedicated CFP, a dedicated team, and access to a specialist pool describe different working relationships.
Facet alternatives
Facet Alternatives in 2026: Four Flat-Fee Planning Options Compared
This guide compares Facet, Flames FP, Range, and Domain Money across publicly stated pricing, advisor model, investment implementation, and tax and estate scope. It is designed to show service-model differences and help readers identify questions to ask each provider.
Reviewed and source-checked September 3, 2026 by Joel Miller, CFP. Pricing and services can change; confirm current terms with each provider.
Publisher disclosure: This comparison was prepared by Flames Financial Planning, a competing advisory firm that may benefit if a reader becomes a client.
Side by side
Compare Four Flat-Fee Financial Planning Options
Flames FP, Facet, Range, and Domain Money offer different combinations of advisor access, services, and membership terms. Compare what’s included—not just the starting price.
Scroll across to compare all four firms. Each row answers the same question.
| Your decision | Facet | Flames FP Publisher of this guide | Range | Domain Money |
|---|---|---|---|---|
| What will I pay? | $2,600 Core $5,500 Plus $8,700 Complete | $3,600 Planning $6,600 Premier | $3,950 Premium $5,950 Platinum $12,500 Titanium | $3,900 Essential $5,200 Strategic $9,000 Comprehensive Year one. Renewals: $2,900 / $4,200 / $8,000 respectively. |
| Who will I work with? | Core: CFP access Plus: dedicated CFP team Complete: dedicated CFP | A dedicated CFP in every tier | A team of CFPs and specialists | A dedicated CFP in every tier |
| How is it billed? | Annual agreement; pay annually or quarterly.Non-refundable. $300 enrollment fee waived with annual payment. | Quarter to quarterNo annual commitment or setup fee. Paid quarters are non-refundable. | Annual membership pricingConfirm payment and renewal terms in the agreement. | First-year fee, then lower annual renewal fee |
| Are investments managed? | Yes, all tiersCore ETF portfolios; advanced strategies in higher tiers. | Yes, both membershipsPersonalized management, monitoring and rebalancing. No AUM advisory fee. | Yes, all tiers0% AUM advisory fee. Some third-party strategies may charge separately. | Yes, all tiers0% AUM advisory fee. |
| Which tier files my taxes? | Plus & CompleteThrough a tax-filing partner. Not included in Core. | PremierEligible personal return through an independent partner. Not included in Planning. | TitaniumNot included in Premium or Platinum. Filing limits and extra fees apply. | Strategic & ComprehensiveNot included in Essential. |
| Are estate documents included? | Separate Wealth.com add-on$1,200 standard first year; $100 renewal. Initial-purchase promotions may apply. | Planning & PremierWealth.com document access included. | Platinum & TitaniumDocument creation included; confirm document scope. | Strategic & ComprehensiveDocument creation included. |
| Check the original source | Facet pricing & terms ↗ | Flames memberships ↗ | Range pricing & terms ↗ | Domain pricing & terms ↗ |
Fees are based on publicly available information reviewed September 7, 2026. Actual fees may vary based on account size, services, negotiation, household complexity, and other factors. Prospective clients should review each adviser's current Form ADV and advisory agreement.
A published headline price is only one comparison point. Before choosing any provider, request the current agreement and confirm the exact advisor relationship, meeting cadence, investment authority, tax-filing scope, estate-document scope, renewal terms, and potential third-party fees.
Make the comparison personal
What Do You Need From Your Advisor?
Use your priorities to narrow the options, then compare the membership that delivers the work you need.
Help putting the plan into action
Identify what you want handled: managing investments, preparing a tax return, or creating estate documents. Compare those specific services and their eligibility requirements.
A fee and commitment that fit
Compare first-year and renewal costs, payment timing, and cancellation terms. Quarterly payments can still come with an annual agreement.
Your relationship with Flames FP
Your Dedicated CFP.
Your Financial Life, Connected.
Minnesota-based financial planning with a dedicated CFP in both memberships. Bring your investment, retirement, tax, and estate decisions into one ongoing relationship.
Personalized investment managementWealth.com estate-document accessNo AUM advisory feeNo annual commitment
Comprehensive coordination
Planning
$3,600 annualized · billed quarterly
For households that want their financial decisions coordinated with an ongoing advisor.
- Personalized investment management and rebalancing
- Proactive tax guidance and personal-return review
- Retirement, insurance, and estate planning
Advanced planning & implementation
Premier
$6,600 annualized · billed quarterly
For households with more complex tax, retirement-income, equity, or estate decisions.
- Everything in Planning
- Tax projections and retirement-income implementation
- Eligible personal tax filing through an independent partner
Membership choice depends on planning scope. Tax-filing eligibility and exclusions apply. Review full membership details and quarterly terms.
Comparison checklist
How to Compare Headline Prices and Service Scope
- Ask who you will work with. CFP access, one dedicated advisor, a dedicated team, and a pooled specialist model can create different experiences.
- Separate tax planning from tax filing. Confirm who prepares and signs the return and what K-1, rental, state, crypto, trust, or business work costs extra.
- Confirm investment implementation. Ask whether the firm will manage accounts, make recommendations only, or use a third-party platform with separate fees.
- Check the commitment and renewal structure. Compare annual agreements, quarterly renewals, first-year pricing, renewal pricing, and refund terms.
- Confirm estate-planning scope. Document access, attorney review, and legal advice are not interchangeable.
- Request current documents. Provider websites and promotions can change, so use the current client agreement as the final source of truth.
Detailed comparisons
Read the Head-to-Head Pages
These pages use the same dated-source approach to examine the three firms most directly compared with Flames FP.
Flames FP vs Facet
Compare published fees, commitment structure, advisor access, meeting cadence, tax filing, and estate scope.
Flames FP vs Range
Compare one ongoing advisor with a team-based platform, along with published annual tiers and service scope.
Flames FP vs Domain Money
Compare quarterly pricing with first-year and renewal pricing, advisor structure, tax filing, and estate scope.
Sources and method
How This Comparison Was Built
Each statement is attributed to information on the provider's public website and was rechecked September 3, 2026. We compared published pricing, advisor relationship, investment implementation, tax scope, estate scope, commitment structure, and stated limitations. We did not independently audit each provider's operations or client experience, and we do not treat a lower headline price as automatically better when the scope differs.
- Facet official pricing and service page
- Flames FP official pricing and service page
- Range official pricing and service page
- Domain Money official pricing and service page
Company names and trademarks belong to their respective owners. Flames Financial Planning is not affiliated with or endorsed by Facet, Range, or Domain Money. This page is educational, reflects public information reviewed September 3, 2026, and is not individualized investment, tax, or legal advice.
Frequently asked questions
Questions About Facet Alternatives
What flat-fee planning options can someone compare with Facet?
This guide compares Facet with Flames FP, Range, and Domain Money because all four publish flat-fee planning options. Their prices, advisor structures, commitment terms, and included services differ.
Is Flames FP a Facet alternative?
Flames FP offers a different flat-fee planning model that someone evaluating Facet may also consider. Flames Planning and Premier use one ongoing advisor, include personalized investment management, and are billed quarterly without an annual commitment.
How do these providers structure advisor access?
Based on their public websites, Facet's advisor structure varies by tier, Flames uses one ongoing advisor in Planning and Premier, Range uses a team of specialists, and Domain Money describes a dedicated-CFP model. Ask each provider who will be responsible for your plan before enrolling.
Which providers publish tax-filing services?
Facet lists tax filing in Plus and Complete, Range lists filing in Titanium, Domain Money lists filing in Strategic and Comprehensive, and Flames Premier may include one eligible individual return through an independent partner. Eligibility, exclusions, and additional charges vary, so confirm the current scope directly.
How does Flames FP differ for Minnesota households?
Flames FP combines Minnesota-based guidance with one ongoing advisor relationship in Planning and Premier. Both memberships include personalized investment management and estate-document access, with quarterly billing and no AUM advisory fee. Premier also includes eligible tax filing through an independent partner, subject to scope requirements.
Why are robo-advisors and budgeting apps not in the primary table?
This page is intentionally limited to four providers that publish flat-fee financial-planning relationships. Robo-advisors, budgeting apps, and software subscriptions can be useful, but their scope is different enough that placing them in the same primary table could create a misleading comparison.
Compare the fit
Choose the Service Model That Fits Your Financial Life.
Review the published scope, request current agreements, and ask direct questions about advisor continuity, implementation, exclusions, and total cost before deciding.