Skip to Content
Schedule a Discovery Meeting
A financial advisor having a focused conversation with clients

Two ongoing advisory relationships

Get Started With Flames Financial Planning

Choose between comprehensive Planning and advanced Premier. Both include a dedicated advisor and investment management without an AUM fee.

Choose a Membership See the Full Comparison
QuarterlyEach three-month period is billed in advance
No annual contractCancel before the next quarterly renewal
0% AUMNo percentage-based investment management fee
No minimumNo minimum investment balance

One useful first conversation

Pick the Closest Fit—The Discovery Meeting Will Confirm the Scope

You do not need to diagnose your financial life perfectly. Choose the closest match below, then use the free discovery meeting to discuss your priorities, what is included, and whether the relationship makes sense.

The simple distinction: Planning is the comprehensive relationship for established professionals and families with generally straightforward complexity. Premier is the advanced relationship for high-asset, retiring, executive, business-owner, or otherwise complex households that need deeper implementation and professional coordination.

Two ongoing advisory paths

Do You Need Comprehensive or Advanced Planning?

Prices shown are per household. Planning and Premier are three-month commitments billed quarterly in advance, with no annual commitment.

Dedicated advisor + comprehensive planning

Flames Planning

$900 / quarter

Billed in advance · $3,600 annualized

Built for: Established professionals and families building wealth who want one advisor coordinating investments, taxes, retirement, insurance, estate documents, and changing decisions.

Turn the moving parts into one coordinated plan and keep it current as life changes.

The ongoing advisory relationship includes

  • A dedicated Flames advisor supported by the planning team
  • Personalized investment management, portfolio monitoring, and rebalancing
  • Comprehensive financial planning with ongoing dashboard, plan, and implementation updates
  • Proactive tax guidance and planning-focused review of one completed personal tax return; no preparation or filing
  • Day-one Wealth.com access for standard will-based or revocable-trust-based estate documents
Schedule a Planning Discovery Meeting
Dedicated advisor + advanced planning

Flames Premier

$1,650 / quarter

Billed in advance · $6,600 annualized

Built for: High-income and high-net-worth households, executives and business owners, and people approaching or living in retirement who need deeper tax, withdrawal, investment, estate, and professional coordination.

Move advanced decisions from modeling into implementation with the right professionals coordinated around you.

Everything in Flames Planning, plus

  • Advanced planning and implementation led by your dedicated Flames advisor
  • Advanced retirement-income, Roth-conversion, capital-gain, business-owner, equity-compensation, concentrated-position, and charitable planning
  • Eligible individual federal and required state tax-return preparation through the designated independent tax partner
  • Advanced estate strategy, professional coordination, and priority secure messaging
Schedule a Premier Discovery Meeting

Not sure whether Planning or Premier fits? Review the full feature comparison, or select the closest relationship. Flames will confirm fit and scope before you enroll.

Useful boundaries

Know the Important Differences Before You Book

Planning is fully comprehensive

Planning covers investments, tax guidance, retirement, insurance, estate documents, and ongoing decisions. It is not a stripped-down service; it is the right fit when the complexity is generally straightforward.

Premier is implementation-led

Premier adds deeper tax modeling, retirement-income implementation, business and equity work, advanced estate strategy, and coordination with CPAs, attorneys, and other professionals.

Both use clear quarterly terms

Planning and Premier are billed quarterly in advance with no annual commitment, no percentage-based AUM advisory fee, and no minimum investment balance.

The first conversation

What Happens in a Discovery Meeting?

The meeting is a fit conversation. You can explain what prompted you to reach out, learn how the relevant membership works, and decide whether the next step makes sense.

  • Describe the decisions aheadShare the questions, deadlines, or life changes you want help navigating.
  • Confirm the service scopeClarify what the closest membership includes and what remains outside its scope.
  • Review the quarterly feeUnderstand the cost, cancellation terms, and any relevant third-party arrangements.
  • Choose without pressureMove forward only if the relationship and service level fit.

Before you schedule

Getting Started Questions

Is the discovery meeting free?

Yes. Each tier-specific discovery meeting is a no-cost conversation about your needs, the membership scope, and whether Flames FP may fit.

What if I choose the wrong discovery meeting?

Choose the tier that appears closest. Flames can clarify the appropriate membership during the conversation before you enroll.

Can I cancel after one quarter?

Yes. There is no annual commitment. Cancel at any time to prevent the next quarterly renewal. Service continues through the paid quarter, and paid quarterly fees are not prorated or refunded.

Do I need to transfer investments before the meeting?

No. You do not need to transfer accounts or make investment changes before the discovery meeting.

Still comparing?

See Every Included Service Side by Side

The full pricing page compares Planning and Premier across advisor access, investments, tax, estate, retirement, and advanced implementation.

Open the Full Comparison Explore All Services