Flames Financial Planning Reviews: What Clients Say

I’ve worked with Joel for the past four years, starting after I moved to the U.S. from India in 2022. When he launched Flames, I chose to continue working with him through his new firm, and I’m so glad I did. My financial situation was unique: I had moved to the U.S. later in life and hoped to buy a home within my first few years here. Joel helped me develop a plan that made that possible. He’s also guided me on retirement and estate planning, taking the time to explain my options and help me make informed decisions.

Joel is thoughtful, highly responsive, and a pleasure to work with. I highly recommend him to anyone looking for a financial advisor.

I interviewed 11 different financial firms before deciding to work with Joel Miller at Flames Financial Planning …

I have reached out to Joel far more than I probably should, from major financial decisions to late-night worries, and he has consistently responded before breakfast. … he truly knows his stuff …

We’ve been DIY investors for the past 18 years, so finding a fee-only CFP who aligned with our investment philosophy was really important to us. We found that in Joel Miller at Flames Financial Planning.

Joel is professional, knowledgeable, ethical, and very accessible. We especially value having a second set of eyes on our financial plan and the confidence that comes from knowing we’re not overlooking anything important as a couple in our mid-40s.

Joel doesn’t try to change our investment philosophy or sell us products. Instead, he provides thoughtful guidance and helps us make better decisions. We’ve had a great experience and would highly recommend Joel and Flames Financial.

Working with Joel has been a life changer. He is attentive, very knowledgeable, and cares about his clients. I would highly recommend him.

My husband and I have been working with Joel for years; we were originally clients of his at his previous firm, and when we found out he had launched his own practice with Flames Financial Planning, it was a no-brainer for us to follow him.

… We couldn't recommend him more highly - we are huge Joel fans in this house!!

We have had the pleasure of working with Joel for a number of years now. In fact, we were the second couple to sign with him and transfer accounts when he decided to start Flames.

Joel is a voice of reason but also someone who genuinely cares about his client's success. We would highly recommend his services to friends and family and encourage anyone reading this to contact him and for a one on one. You will quickly hear the energy in his voice, and I think you'll see what captivated us in his services and what encouraged us to follow him during his big move.

Financial planning is accessible, personal and enjoyable through Joel's expertise! He's responsive, articulate and truly cares about his clients and the strategy behind their goals. I recently started a small, freelance design and marketing consultancy. Joel has been integral to maintaining my confidence in the long-term success of my business. His warm personality and thoughtful insights make working together easy. I'm excited to grow my future with Joel and his team by my side.

Joel is a one of a kind financial planner. He takes the time to get to know you and ensure that your goals are realistic and how to meet them. Joel is quick to respond to all questions, honest when he may need to do additional checks before providing an answer and always quick to follow up. I've had nothing but a great experience working with Joel and Flames Financial.

… He is highly knowledgeable and takes the time to truly understand our goals, ensuring that every recommendation is aligned with what we’re trying to achieve. …

Joel is always accessible and responsive, which is invaluable, and just as importantly, he comes across as a genuinely decent and trustworthy person. …

… Very responsive to special requests and circumstances, giving thoughtful feedback and proposals to a wide array of financial issues. … Appreciate the personalized level of attention and flexibility. Glad I signed on with Joel as my advisor heading into retirement after going solo for my entire adult life …

I've been working with Joel for the better part of a year, he's fantastic! Extremely responsive & has helped me wrangle my finances into a better place- I would recommend working with him.

Joel has been a great asset to our financial planning. He is knowledgeable, available, and just a great, down to earth guy. We left our previous CFA group to return to Joel because he provides individual service that does not make you feel like "just a number".

Joel is the guy you want in your corner. He's not just incredibly knowledgeable and passionate about financial planning, he takes a holistic approach and he really does care about helping people move towards financial freedom.

He is knowledgeable, passionate, and always willing to help!

I chose to work with Joel because my last company grew too big, and I didn't feel they knew me anymore. Joel takes the time to understand my current situation and future goals. It is almost like working with a friend rather than a financial advisor.

I feel truly well-informed and supported by the excellent, expert financial planning Joel provides. … I deeply appreciate his candor and expertise …

Joel is awesome to work with and is very flexible to ensure he understands your needs. Highly recommended.

… They helped me organize my finances and set clear family goals. Joel is awesome to work with too. Highly recommend