How Much Does Facet Cost? Published Fees by Membership Tier

Facet's pricing page listed three annual memberships on November 13, 2026: Core at $2,600, Plus at $5,500, and Complete at $8,700. A $300 enrollment fee applies if you choose a billing cycle other than annual, and estate planning is a separate add-on. Facet also showed limited-time promotions that day, so confirm current prices with Facet before enrolling.

Facet publishes annual prices and bills quarterly or annually in advance, not monthly. As arithmetic only, dividing the list prices by 12 gives about $217 a month for Core, $458 for Plus, and $725 for Complete. Facet's own quarterly payment amounts may differ from that math, and the agreement is annual and non-refundable.

Core ($2,600) lists CFP access, 3 planning meetings in year one, then 1 a year. Plus ($5,500) lists a dedicated CFP team, 2 meetings a year after year one, tax filing, and equity compensation planning. Complete ($8,700) lists a dedicated CFP professional, 4 meetings a year, and direct indexing for qualified members. Scope is limited to what Facet lists on its pricing page.

Not necessarily. Facet's pricing page showed limited-time promotional prices, with an offer listed as ending November 13, 2026. Its Form ADV Part 2A says promotions change often and that members may pay different fees for the same tier because of promotions, legacy pricing, or pricing discretion. Your price may differ from the list prices in this guide.

Yes. Facet describes a flat-fee membership, and its Form ADV describes a flat annual subscription that generally ranges from $2,600 to $10,000 a year depending on planning needs. The price is set by tier and complexity rather than portfolio size, but scope differs by tier, the agreement is annual and non-refundable, and the listed tiers may not show every possible price.

Facet states that it does not charge based on the amount you invest and does not charge commissions. Its Form ADV says investment management is included in the planning fee at no additional charge, so the membership price does not change with account size. Custodian, fund, and other third-party costs are separate, as the next question explains.

Some third-party costs sit outside the membership. Facet's Form ADV says custodians may charge transaction fees, members pay ETF fund-level expenses, and direct indexing carries an Orion recordkeeping fee of up to 0.15%. After cancellation, a $10 monthly per-account fee may apply if assets are not moved within 30 days. Read Item 5 of Facet's Form ADV Part 2A.

Facet's Form ADV says it charges a $300 enrollment fee to members who select a billing cycle other than annual, and its pricing page says the fee is waived with annual payment. The ADV also discloses that annual billing gives Facet a larger upfront payment. Confirm which option applies to you when you enroll.

On November 13, 2026, Facet listed estate planning through Wealth.com as an optional add-on at $1,200 that renews at $100 a year, with a first-year discount at initial purchase only. Tax filing is not listed in Core, equity compensation planning and direct indexing appear only in higher tiers, and third-party fund and custodian costs are separate. Facet states it is not an attorney and does not prepare estate documents.

Yes. Facet states that its memberships are annual and non-refundable. If you cancel, you remain responsible for any outstanding balance and keep access to your planner and services for the rest of the term. Paying quarterly does not change the annual term, so read Facet's annual payment terms before enrolling.

Facet's FAQ says it has no minimum asset requirement, while its Form ADV lists a $500 initial purchase for investment accounts other than its high-yield account. Direct indexing is recommended for taxable accounts with at least $200,000, and the Alternative Income strategy is offered only to accredited investors. Requirements may change, so confirm with Facet.

Tax filing is listed in Plus and Complete, not Core. Facet says a certified tax professional prepares and files the return through its partner Taxfyle, under that partner's terms. Estate planning through Wealth.com is a separate add-on, and Facet is not a law firm. Scope and eligibility can change, so confirm on Facet's pricing page.

Facet's FAQ says you and your spouse or partner can use the same membership. Whether a second person's accounts, equity compensation, or tax return are covered depends on the tier and scope, so ask Facet to confirm what is included before you enroll.

Facet Wealth, Inc. is an SEC-registered investment adviser (CRD 285961), according to its Form ADV Part 2A dated October 2, 2026. Registration does not imply a certain level of skill or training. You can review Facet's filings through the SEC's adviser search at adviserinfo.sec.gov.

That depends on the services you want and your situation. A flat annual price, set meeting counts, and tax filing in higher tiers may suit some households, while the annual non-refundable agreement and add-on costs may not. This guide compares published terms only and does not assess client results, so read Facet's Form ADV and agreement and ask what is included before deciding.

A flat fee stays the same as your balance changes, while a percentage-of-assets fee rises and falls with it. Which amount is larger in dollars depends on your balance and the services included. Facet's own Form ADV notes its flat fee could exceed an asset-based fee for some balances. Try the financial advisor cost calculator or read the flat fee vs 1% AUM guide.

This is arithmetic on published list prices, not a judgment of value. Facet's annual prices divided by four are $650, $1,375, and $2,175 a quarter. Flames Planning is $900 a quarter ($3,600 a year) and Premier is $1,650 a quarter ($6,600 a year), billed quarterly in advance with no annual commitment and a 0% AUM fee. Scope differs by tier at both firms; see the Flames FP vs Facet comparison.

Several firms publish flat-fee planning prices, and they differ in advisor model, tax filing, estate scope, and commitment terms. Flames FP is one of them, and publishes this guide, so it may benefit if you become a client. The Facet alternatives guide compares four firms with dated sources. Compare scope, not only price.

Use Facet's pricing page for current list prices and promotions, the annual payment terms for the agreement, and the Form ADV Part 2A for fees and conflicts of interest. This guide rechecked those pages on November 13, 2026, and Facet can change prices without notice.